"Owning a home is a keystone of wealth - both financial affluence and emotional security.”

residential loans

Home Loans

Whether you’re looking at buying your next home, or looking to upgrade whilst you sell your existing home, we’ve got you covered.

Here's how we'll support you:

Know your options: We have access to over 30 different lenders and hundreds of home loan options to choose from

Bridge the gap: What if the perfect opportunity to buy your next home was available to purchase but you haven’t sold your existing house? We can help you explore your options with bridging loans

Liaising with the experts: Let us do the work for you and liaise with the lenders, your conveyancer, agents and accountant

Investment Loans

Investing in residential real estate is an excellent way to build wealth and gain financial freedom. Whether you're a seasoned property investor or embarking on your first venture, we're here to assist you in crafting the optimal strategy to enhance your returns.

Here’s how we’ll support you

Maximise your borrowing capacity: We’ll work with you to fully understand your financial situation and investment property goals

Accessing available equity: We’ll assess any available equity we can utilize from your existing properties to fund your new venture

Loan structure: We’ll guide you through all the different investment loan options that is best suited to your investment strategy

Refinance

With the rapidly changing interest rate environment we’ve been experiencing over the last few years, it is crucial to stay on top of your loans. Ensuring that it not only remains competitive in terms of interest rates and fees, but also align with your current financial goals. Let us help you complete a no obligation health check on your loan

Benefits of refinancing:

Lower Interest Rates and Repayments: Reduce monthly repayments by securing a lower interest rate

Access Equity: Tap into your property’s equity for a myriad of reasons ,not limited to funding the deposit on your next property, to renovate your dream home and so on

Unlock Features: Switch to a loan with better features like offset accounts or flexible repayments

Debt Consolidation: Combine high-interest debts into your mortgage for lower rates and simpler payments

Loan Adjustment: Adjust your loan type for stability or flexibility, tailored to your financial goals

First Home Buyer

Buying your first property is an exciting milestone in your financial journey. However, we understand the challenges you may face as a first home buyer when navigating the property market.  At Fundify, we promise to guide you every step of the way!

Here's how we'll support you:

Crafting A Strategy: Together, we'll outline a strategic plan tailored to your unique circumstances and aspirations.

Assessing Your Financial Position: We'll thoroughly analyze your borrowing capacity, deposit requirements, and ideal buying range to set realistic expectations

Schemes and Grants: With our expertise, we’ll consider every government scheme, grants and concessions that you may be eligible for

Finding the Right Lenders: Let us do the hard work. We'll compare and recommend lenders that best suit your needs

Navigating the Buying Process: From making offers to sealing the deal, we'll provide step-by-step guidance to simplify the home buying process.

Construction Loans

Building your new home can be a tricky process to navigate. Where do you even start?

A construction loan differs from a conventional mortgage in several ways. Funds are disbursed in stages known as “progressive draws” as construction milestones are met. Construction loans require detailed project plans, construction contracts, permits and other documentation related to the construction. Lenders may conduct inspections at various stages of construction before releasing funds

Here’s how we will support you:

Loan Structuring: We’ll help you to structure construction loans suitable to your specific needs and project requirements. We can advise on loan-to value ratios, draw schedules, and interest-only periods to ensure optimal financing for your construction project

Ongoing Support and Guidance: Even after securing finance, we will continue to provide support and guidance throughout the construction period